Online Casino Info

Baccarat

The objective of Baccarat is to predict which of the two hands that is about to be dealt will be closer to having a value of 9. The two hands are the Banker and the Player.

In Baccarat you are playing against the banker. All bets are placed in the Tie, Banker and Player areas on the table. The cards are dealt from a deck that is referred to as a shoe. The shoe contains anywhere from six to eight standard 52-card decks. The decks do not contain any jokers.

Each bet that you place is treated as a separate wager against the banker.

Two hands of cards are dealt, one for the Player and one for the Banker. Each hand will contain either two or three cards.

If the value of the cards in either the Player's Hand or the Banker's Hand is an 8 or a 9 (a "natural") after receiving their initial two cards then no more cards shall be dealt to either hand.

If the first two cards dealt to the Player or the Banker is equal to five or less, then the hand will be dealt a third card. The following charts show the rules for when the player and banker are dealt a third card.

If the Player's two cards total:

Player's Hand	Draw Rules
0-5	Player's Hand must Draw
6-7	Player's Hand must Stand
8-9	"Natural" (Both Hands Stand)

After the Player's Hand acts on a third card draw, the Banker's Hand receives a third card according to these rules:

Banker's Hand Draw Rules
0-2	Banker's hand must draw
3-6	Third card that was dealt to the Player's hand determines if the Banker will draw or stand (see chart below)
7	Banker's hand must stand
8-9	"Natural" (both hands stand)

Banker's Hand	Banker's hand draws when Player's third card is:	Banker's hand does not draw when Player's third card is:
3	Ace-2-3-4-5-6-7-9	8
4	2-3-4-5-6-7	8-9-10-Jack-Queen-King-Ace
5	4-5-6-7	2-3-8-9-10-Jack-Queen-King-Ace
6	6-7	2-3-4-5-8-9-10-Jack-Queen-King-Ace

NOTE: If the Player's hand stands on two cards (6, 7), then a two-card Banker hand totaling 3, 4, and 5 must draw and a Banker hand totaling 6 must stand.

The winning hand is the one that is closest to nine. The value of the hand is calculated by adding up the value of the cards. Face cards and 10s have no value in Baccarat and Aces are worth 1 point. All of the other cards are counted at face value.

If the value of your hand exceeds nine it is adjusted by removing the tens column. For example if you are dealt a nine and a seven which totals 16, when you remove the tens column the adjusted hand total is 6. Some other examples are, if you are dealt five, five, and five for a total of 15, your hand value is 5. If you are dealt a ten and a nine your hand value is a 9 which is also called a Natural.

Once the winning hand is determined the game is over. If the hand you bet on wins you will be paid out according to the payout table.

When the Player and Banker hands equal the same total, the hand is declared a Tie. A tie that you did not bet on pays back your ante.

When the Player's hand is completed then Banker's hand is played out.

Once the banker's hand is complete, the Player’s hand is compared to the Banker's hand and win(s), loss(es) or tie(s) are determined and your online casino account balance is adjusted accordingly.